1855 Trawood Ste 204 ● El Paso, Texas 79935

915-595-2751 mbj@whc.net


September Newsletter 2017

Keeping In Touch SELF DESTRUCTIVE BEHAVIOR For years, I have explained that 90% of all Americans, despite being really nice people, are financial failures. The confirmation of what I have been saying drove home like a thunderbolt over these twelve months. People in their 50’s, 60’s and 70’s would come […]

August Newsletter 2017

August 2017 FREEDOM AT A PERSONAL LEVEL For many decades, America had the greatest educational system in the world. It was simply following God’s requirement that the parents were responsible for the education of their own children. It is true that people sometimes hired tutors to help their children in […]


LEVELS OF FREEDOM If you read the Declaration of Independence signed July 4th, 1776, you will recognize that the American government was developed to provide legal protection for our God-given rights. As long as we were following the principles in the Declaration of Independence and Constitution, we were the freest […]

June 2017 Newsletter

  June 2017                                KEEPING IN TOUCH  When we enter the second act of our life, when it is time to enjoy what we have made, we will have the freedom to work only if we want to. This is a significant part of the definition of financial success. To have […]

May 2017 Newsletter

KEEPING IN TOUCH Human Needs There are a number of human needs, especially in the financial arena. 1) Certainty-The closer we get to certainty in our lives the more rewarding the experience. 2) Uncertainty drives us to achieve certainty—The world would be a boring and bland place if it weren’t […]

Alex Barron

Bill Lenderman is an excellent financial advisor. He and his team are highly recommended!

March 2017 Newsletter

KEEPING IN TOUCH Newsletter March 2017 The number one fear of baby boomers is outliving their savings. Seventy- five percent of Americans can expect their assets to disappear before they die. Forty percent of Americans haven’t even calculated how much money they will need to retire. These facts are disheartening. […]

April 2017 Newsletter

April 2017 KEEPING IN TOUCH “My wealth has come from a combination of living in America, some lucky genes, and compound interest”. —Warren Buffett Most people are so focused in putting money into their 401k plan or building their retirement account that they forget they will need to draw it […]

February 2017 Newsletter

Newsletter February 2017 KEEPING IN TOUCH In order to control our own futures on a personal basis, one of the critical issues is to understand the overall picture. This means we need to understand both our government and our economy and how they affect our personal finances. With the election […]

Muslim Woman asks a question and get a great answer!

The government and the compliant media work hard to convince us of their point of view. It is a rare person who is bold enough and well equipped enough, to tell the truth as they see it. The following is an example of a lady who should be considered an […]